If elected, dental insurance is effective the 1st of the following month after 30 days of full-time employment. Delta Dental PPO/Premier‘s dental insurance benefit may allow for higher reimbursements and an expanded network of dentists.
The cost to employees is contingent upon the level of coverage elected. There is a $50 deductible and a $1,500 maximum benefit annually for each covered individual. Preventative cleanings are covered once every six months at 100% of allowed charges. Other expenses are covered at either 50% or 80%, depending on the type of service. Although you may utilize a non-network dentist, you will save more money by using an in-network provider.
There is also a limited lifetime orthodontic benefit payable at 50% up to $1,500. For more information, visit the Delta Dental website.
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